The practical benefits are provided for people over 60 years of age living in Cardiff, in the form of purchases of essential household items and repairs and aids for daily living that the beneficiaries are unable to fund themselves. We do not make grants towards debts or for expenditure already incurred. Applications are submitted by a third party sponsor, usually a social worker, health or third sector staff member and no grants are provided direct to beneficiaries in the form of cash or personal cheque.